Informed. Attentive. Dedicated. Creamer Insurance Agency, Inc. helps employers in Cedar City and across Southern Utah design employee benefits that support recruiting, retention, and long-term team wellbeing—without overpaying for coverage.

Since 1972, our independent agents have worked with families and businesses to compare plans from multiple carriers and deliver clear, side-by-side options. We’ll meet with you personally to understand your goals, budget, and employee needs, then build a benefits package that fits.

Build a Benefits Package Your Team Will Value

Whether you’re offering benefits for the first time or looking to improve your current plan, we can help you explore coverage options such as:

Group Health Insurance
Dental Insurance
Vision Insurance
Group Life Insurance
Short-Term & Long-Term Disability Insurance
Health Savings Account (HSA) Plans (with qualified HDHP options)
Supplemental Benefits (availability varies), including critical illness/cancer coverage

Group Health Insurance Options for Cedar City Employers

Group medical coverage is often the foundation of an employee benefits package. We’ll help you balance premium cost with plan value—considering networks, deductibles, copays, coinsurance, prescription coverage, and employer contribution strategies.

HSA (Health Savings Account) Compatible Plans

An HSA is a tax-advantaged medical savings account available to individuals enrolled in a qualified high-deductible health plan (HDHP). Contributions may offer tax advantages, and funds can be used for eligible medical expenses. We’ll help you determine whether an HSA-qualified plan is a good fit for your company and employees.

More Than Medical: Round Out Your Employee Benefits

Many businesses strengthen their benefits package by adding additional protection and convenience for employees. We can quote and coordinate:

Dental & Vision plans to support preventive care and routine services
Group Life Insurance to help employees protect their families
Disability Coverage to help replace income during covered injuries or illnesses

Independent Agents = More Choice and Better Comparisons

As independent insurance agents, we partner with a variety of major insurance providers in Utah so you can compare options in one place. We work with carriers including:

Select Health
Regence Blue Cross Blue Shield of Utah
Humana
Aetna
United
Healthcare options (varies by plan and availability)

Our job is to help you understand the differences between plans and choose the combination of coverage and cost that best fits your business.

Who We Help

Small businesses looking to start offering employee benefits
Growing companies that need more flexible plan options
Established employers seeking better coverage, improved networks, or lower overall costs

Why Choose Creamer Insurance Agency, Inc.

Local Cedar City guidance with Southern Utah experience since 1972
Personal, one-on-one consultations to identify your true coverage needs
Clear, detailed quotes so you can make confident decisions
Ongoing support as your business and team needs change